Motor Vehicle Litigation: 10 Things I'd Loved To Know Sooner

Motor Vehicle Legal Terms

The laws that govern motor vehicles vary widely between states. In general the law, it assumes that the vehicle is operated with the permission of the owner.

Laws that increase penalties and making revocation automatic, or targeting social hosts have mixed effects on mortality rates. All of these measures, which include mandatory education, alcohol treatment, and interlock devices, have only a tiny effect.

Legal Definitions

State laws regulate the legal terms used by motor vehicles. The various definitions used by the federal government for matters related to national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mostly for to serve administrative purposes, and do not apply to states that decide their own registration classifications. These classifications for vehicles determine if a driver requires an exclusive license to operate certain types vehicles.

The state laws define the terms "automobile," "light truck" and many others. As an example, a light truck is any vehicle with a capacity that is less than 7,500 pounds. This excludes panel delivery vehicles and pickup trucks. This is any vehicle or combination that is designed to transport people or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a type of vehicle with wheels utilized by people who are physically disabled and unable to walk. Mopeds are motor vehicle that has no more than three wheels in contact with the ground that travels at speeds of no more than 35 miles per hour.

A pedicab is a motorized vehicle that is driven by a driver who is sitting on it. Someone who holds the legal title to a car is called its owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws which cover everything from the registration process to insurance requirements. These statutes also cover the types of vehicles that are covered by law. While certain laws are similar between states, some are very different. There are laws that restrict the number of passengers that can be carried in a pedicab. There are also laws that ban reckless driving on certain types of roads, including parking areas.

If  motor vehicle accident attorneys pembroke pines  are in violation of these laws, you could be penalized and fined. Penalties can include being unable to drive or having your license suspended, or the requirement to attend traffic school.

The law governing speed limits on roads is among the most important laws that states have. In New York, for example, it states that the speed limit for commercial vehicle is identical to that of an automobile.

It also defines the term "motor vehicle" as any vehicle, carriage, or other device that is powered mechanically and is used on roads to transport people or property or for commercial uses. The law excludes trailers, semitrailers and coaches, all-terrain and snowmobile vehicles as well as motorized mobility assist devices used by disabled people and self-propelled corn as well as hay harvesting machines.

Insurance

A motor vehicle insurance policy is a contract which protects the insurer against financial loss caused by bodily injury, death, or property damage caused by a third party caused by the running, maintaining, ownership or the use of an insured vehicle. It can also provide protection against physical damage to the covered vehicle. It must mention the address and name of the named insured, the coverage afforded by the policy, the premium charged therefor, the period of effectiveness and the limits of liability. It should also contain an agreement or a statement that the insurance is provided in conformity with the coverage described in the policy for injuries to the body, property damage, and is subject to all the provisions of this chapter.

The language of a motor vehicle policy can be confusing for the average person. Duncanville law firms usually recommend that an individual review a sample policy to fully comprehend the terms. One of the most common areas of confusion is the definition of "motor vehicle." The phrase appears frequently in statutes governing registration of vehicles as well as financial responsibility laws.

Examples of coverages covered under the motor policy include commercial auto coverage for vehicles that are used for commercial, business establishments or for employment, activities, or occupations that are conducted to earn money, automobile liability coverage, which comprises PIP, MP, and uninsured and underinsured coverage for drivers (UM/UIM). A majority of states require drivers to have this type of insurance.

Permissive Use

It is essential to understand the way insurance coverage works in the event that a person other than the named insured or a family member drives your vehicle and causes an accident. This is referred to as permissive use and the specifics of your policy might differ, but in general most large car insurance companies provide this kind of insurance.

It is important to remember that you are accountable for any damage caused by a driver who has your permission. Permission may be granted in the form of a written statement or implied, and is not required to be written down.

In determining whether there is implied permission, courts consider the relationship between the parties, their previous conduct and the use of the vehicle; as well as the circumstances surrounding the particular driving event in question. A court will also examine whether any restrictions were placed regarding the permissive usage and whether any minor deviations from the duration, location or limitations of the original permission would violate of these limitations.

Remember that adding a driver to your car insurance will likely increase your insurance premium up, since it makes the vehicle more risky to insure. It is therefore important to be aware of your options before giving your vehicle over to other people. If you're not sure whether you should add someone to your policy or not, get in touch with Jerry to discuss the specific terms of your insurance policy and receive an estimate for free.